5 Ways to Save on Gym Memberships and Workouts

Ready to fulfill those New Years Eve Resolutions for a healthier body and a more active lifestyle? Gym memberships are a great way to make a regular commitment with professional equipment and classes that are sure to keep you on track. Here are five ways to save money on a gym membership. 1. Negotiate the Gym Fee When you are considering making a commitment to a gym membership then it is time to speak up. Tell them that you are thinking about joining but want to save some money. The health club may go ahead and waive the sign up … Continue reading

Does Your Health Plan Include Pet Insurance?

The majority of Americans who have health insurance are able to afford it because it come to them through their employer. Some employers are starting to include coverage for pet insurance. This can make it much easier for pet owners to take good care of their dogs and cats. It is absolutely vital that people have affordable health insurance coverage. Those that don’t have it either hold off getting the health care they need until a minor issue becomes a serious one, or they end up in debt from medical bills. Your employer sponsored health insurance can cover you, your … Continue reading

Keep Social Media Out Of It

Divorce is rarely pretty. We all hope that we can be civil with our ex spouses and behave like the adults we are when working things out. This hardly ever happens. Usually one person wants the divorce more than the other which may leave one of you very bitter. When people are hurt they tend to lash out, now they have a much more public forum in which to garner support for their “side”. Thanks to social media, our most private things are out there for the world to see. There is an awful lot of he said/she said. Usually … Continue reading

Missing Your Spouse, Even When They’re Around

Do you miss your spouse when he or she is around? I have on occasion found myself telling Jonathan that I miss him, even when he’s sitting right in front of me. Usually I say this in response to his having to leave for a day or so for work. Sometimes I even do it when he has to take a rare night shift, which I know is crazy. On those days I’m actually getting to see more of him than I would on a normal day, because he’s home in the morning, leaves at 3 pm, and is back … Continue reading

Balancing Your Time

Childless couples face some different problems than couples with kids, but some of our issues are the same. One problem that I think any married couple has is spending time with one another. The specifics of the problem, however, vary whether or not children are in the equation. It’s well-known that finding time, period, when you have kids is a common conundrum. Finding time to do household chores, take a shower, spend time with your spouse, and still have some alone time can all be troublesome depending how many and what age children you have. Obviously Jon and I don’t … Continue reading

Disability Income Insurance Can Protect Your Family

Your paycheck is very important! Your family depends on it in order to pay bills, buy groceries, and have a comfortable life. If you, or your spouse, suddenly became unable to work, how would your family survive? One thing that can help is disability income insurance coverage. Did you know that May is Disability Insurance Awareness Month? Now is a good time to learn more about a type of insurance that many people know very little about. There are two types of disability insurance. One comes from the federal government, and the other is something that you can purchase through … Continue reading

Balancing Each Other Out

They say that opposites attract and while I do believe that is mostly true, I also think that what this brings to a marriage is balance. Imagine if your spouse were EXACTLY like you. I don’t know about you but for me that is kind of a scary thought. My husband and I have very different personalities. He is much quieter, not as prone to speak up about things. Me, on the other hand, I have no problem offering my opinion. He is more laidback and I can be high-strung. The way I look at this is if we were … Continue reading

When Should You Collect Your Social Security?

Many people who are at or near retirement age are wondering whether they should begin claiming their Social Security benefits at age 62 or whether they should wait until they are 66 years old. Waiting it out seems like a good idea because you get bigger checks. However, there are times when it makes more sense to begin collecting your benefits ass soon as you are able to. One major factor in deciding whether or not to wait is your health. Of course, it can be difficult to admit if your health is beginning to decline. Even though your benefit … Continue reading

Making The Night Shift Work For Your Family

Yesterday I talked a little bit about parents who choose to work the night shift. If you are wondering how it works on a practical level, I have decided to discuss that today. After trying a couple of different approaches to adjusting your family’s schedule to accommodate a parent working the night shift at home you will most likely find a solution that works for your family. When a family or a couple thinks of each day as a twenty four hour period of time, it is easier to find creative ways to do or have the things that you … Continue reading

Insurance Blog Week in Review – January 29 – February 5, 2012

Every week, the Insurance Blog will have anywhere from twelve to fourteen different articles appearing on it. Many relate to health insurance, several have been about auto insurance, and every so often there will random and bizarre insurance related topics. The Insurance Blog Week in Review is a easy way to “ketchup”, so you won’t miss anything. Staying on Your Ex’s Health Insurance is Risky It might be more convenient, at first, to continue using your ex’s health insurance policy after the two of you have gotten divorced. However, there are some risks involved in doing that. The Insurance Podcast … Continue reading